Author name: ceezel

Comparing the Expense of Resolving Mortgage Delinquency Through Chapter 13 Bankruptcy and Loan Modification

The economy is struggling to recover, unemployment is high, and as a result there are a lot of people who are behind on their mortgage payments and at risk of having their home foreclosed. To help people save their homes, mortgage companies and the federal government are touting the benefits of loan modifications and homeowners …

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Strategizing for Success in a Stock-Secured Loan Business

I. Legal Constraints in the Private Placement Stock-Secured Loan Planning Our business offers loans collateralized by free-trading stock. It operates under the margin loan provisions of FRB Regulation U of the Banking Code: Regulation U sets out certain requirements for lenders, other than securities brokers and dealers, who extend credit secured by margin stock. Margin …

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An Overview of the Small Business Administration, Online Lenders, and Other Business Lending Companies

There are funding solutions for all types of businesses, although the more established businesses in good financial standing have the most options. Business lending companies vary from SBA-associated organizations to “angel investors”. The most common types of lenders are obviously traditional banks, but that might not be the right option for you. If your company …

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3 Things to Know When Working with Bad Credit Home Mortgage Lenders

Home mortgage lenders can get you into a home even if you have bad credit. When dealing with a subprime lender, you can expect easier application requirements. You can also choose just the right mortgage terms, from a fix rate to an interest only mortgage. Most importantly, you can expect reasonable rates from lenders who …

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No Personal Guarantee Required for Business Line of Credit Access

Most entrepreneurs start a business with only a limited capital. They expect to borrow the rest from banks or other financial institutions. An entrepreneur can either borrow funds based on their personal capacity or based on the soundness of their business plan. The latter is by far the better option as keeping the business distinct …

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Securing a Debt Consolidation Mortgage Loan: A Step-by-Step Guide

By taking a debt consolidation loan secured by your mortgage, you can actually consolidate your high interest credit card debt. When you have the equity in your home as security, you can get lowest rates of interest. Even you are able to select terms that suit your budget necessities. Therefore you can shorten the time …

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