The term reverse mortgage is everywhere these days. It frequently appears in commercials or shows up on Internet searches. But you may not understand what it is exactly. In short, it is a unique home loan that allows homeowners to convert some of their home’s equity to cash. This equity that the homeowner has acquired …
Exploring the Possibilities of a Reverse Mortgage Read More »
Many young people could not afford their first car if it weren’t for the availability of used car financing. They just don’t have the cash to buy the car outright. Fortunately, obtaining such financing at very reasonable interest rates is not difficult. You just need to do your research and follow these simple steps. As …
A 40 year mortgage, with either fixed or adjustable rates, is starting to receive more attention in the mortgage business. With interest rates rising and real estate prices booming in 2005, lenders are starting to offer the 40 year mortgage as a viable option for buying your dream home. Although the 40 year mortgage has …
You have a business and you want short term working capital but you don’t know where and how to source it from? Business is full of uncertainties. Risks may occur in your business anytime that require finances. Four Sources of Short Term Working Capital 1.) Your Own Savings You can get short term working capital …
“Strategies for Increasing Short-Term Working Capital for Your Business” Read More »
If you have bad credit and need cash immediately, there is no reason to fret! There are currently several payday loan programs that require no credit check for approval. If you have bad credit, this can literally be a lifesaver. You’re not alone, and these programs help hundreds of thousands of people just like you …
How to Get a Payday Loan with Bad Credit in 24 Hours or Less Read More »
American spending will slow because it is more expensive to borrow, and because consumers will see less of an increase in home equity to borrow against. Oil prices have dropped and may help offset some of the obstacles in the marketplace, suggesting that consumers may slow down, but prices are unlikely to go into reverse …
Working capital loans can be used to help companies pay for their operational costs. The net capital is also defined as the difference between a business’s current assets and liabilities. It’s the amount of money the company has currently as its disposal to pay for daily and immediate expenses. If you are having trouble meeting …
How to Know If Your Business Needs Working Capital Financing Read More »
Money maven, Mary Hunt, returns with a new book, “The Smart Woman’s Guide to Planning for Retirement,” to help women prosper financially in the New Year and beyond. While geared toward females, men can also benefit from Hunt’s money knowledge, honed after she amassed over $100,000 in debt earlier in life; and took 13 years …
The Texas My Community Mortgage program was introduced in 2000 by Fannie Mae. This program is designed to make it easier than ever to afford a home! In many cases these loans are made with a small or no down payment. (Up to 100% LTV loans) The rules for credit history are less restrictive than …
The ongoing financial crisis surely has affected your business and in turn, you may have lost a considerable amount of client. Along with this, the cash deficit that follows makes it impossible for you to take care of the business expenses. If you are in need of smaller finances to tackle some of the emergency …
Short-Term Business Loans: The Best Option for Your Business Read More »