Home Loan

High risk mortgage loans accounted for 30% of home loans in 2006. Lenders continue to approve these types of loans as home prices continue to climb in many home markets. Even with poor credit, you can get approved for a non-traditional mortgage. Start by getting your financial paperwork in order. Next, match loan products with …

Securing an Online High Risk Mortgage Loan: What You Need to Know to Get Approved Read More »

Homeowners who have missed many mortgage payments and want to apply for a loan modification need to be prepared to make an initial payment to their lender. In some instances, when you apply for a mortgage loan modification, your lender may ask for a good faith deposit. You need to know about this possibility, because …

Why Your Lender May Request a Good Faith Deposit for Mortgage Loan Modification Assistance Read More »

You always want to compare mortgage refinance rates before choosing a particular a lender as this is truly the only method to ensure that you are being offered the best mortgage rate on the market. People refinance their mortgage for several reasons but whatever your financial goals are I can say undoubtedly that this is …

to Compare Mortgage Refinance Rates Read More »

It is an American dream… buying a house of your dream… a house you can proudly call a HOME. However, buying a house can be quite tricky because your head tells you one thing and your heart tells you another. So, before you go ahead and think about getting a home mortgage to buy a …

“Understanding the Five Basics of Home Loans and Exploring Your Bad-Credit Mortgage Options” Read More »

Today’s Mortgage Rates: (Texas) 30-Year Fixed Rate 6.375% 6.606% 20-Year Fixed Rate 6.375% 6.680% 15-Year Fixed Rate 5.875% 6.252% 5-Year ARM Rate 5.750% 5.740% Texas Jumbo Home Loans – Amounts that exceed conforming loan limits $417,000. Remember a jumbo mortgage loan is a home loan that exceeds $417,000. Usually, if the client has good enough …

What Are the Current Mortgage Rates in Texas – Is it Better to Get a 30 Year or 15 Year Fixed Rate? Read More »

Today, you may find it really hard to find zero down payment mortgages. Even those that you can find are available for those who have proof of income. Plus, they should have a credit score of at least 720. As a matter of fact, some lenders may require a higher credit rating. You can get …

“No Money Down? Here’s How to Get a Mortgage” Read More »

Ever heard of an EMI calculator for home loans? If not, it’s nothing to be worried about because there are thousands of borrowers do not know what these tools are but apply for their home loans anyways. However, since the internet brought you this article, you will now have the upper hand as it will …

What You Need to Know About Home EMI Calculators Read More »

SA home loans was launched in South Africa in February 1999 and has grown up to become today’s date specialist mortgage provider. They provide South African applicants with affordable rates and flexible mortgage options. It is famous for its affordable and competitive interest rates and fair service fee. When they started they offered interest rates …

Exploring the Major Mortgage Lending Services of South Africa’s Largest Non-Bank Provider Read More »

Are you looking to purchase a manufactured “mobile” home and finance it with a FHA loan? Are you looking to refinance your current loan with an FHA loan? If you are, then the foundation of your home will have to be reviewed by a licensed structural engineer to ensure that is complies with HUD requirements …

Requirements Set by HUD for Foundations of Manufactured Homes Read More »

When you apply for a home or personal loan, the first thing your bank will check is your credit score. A credit score or a credit history is basically a result derived from the analysis of a person’s credit files. In addition to banks, insurance companies, phone companies, and government institutions also use credit scoring …

Accelerate Your Credit Score Improvement Read More »